Pricing
Start free forever. Upgrade when your transaction volume grows. No hidden fees, cancel anytime.
Free forever
For individuals getting started
For growing finance teams
Billed yearly at $39/mo
For scale and compliance
Tailored to your volume
The Starter plan is free forever — no credit card required. You get 500 reconciled transactions per month and 2 integrations. When you outgrow it, upgrade to Pro in a couple of clicks.
Yes. Plans are flexible — change tiers whenever you like and we prorate the difference automatically. There are no long-term contracts on Starter or Pro.
We accept all major credit and debit cards via Stripe. Enterprise customers can pay by ACH, wire transfer or annual invoice.
Absolutely. PayTool uses read-only API access — we can never move your money. All data is encrypted at rest and in transit, and we operate under SOC 2 controls. Enterprise adds ISO 27001 and optional on-prem deployment.