PayTool connects Stripe, PayPal, your bank feeds and your ledger, then uses AI to match transactions, flag discrepancies and close your books in minutes — not days.
Connects with the tools you already use
Features
Multiple processors, currencies and fees. PayTool makes them agree — automatically.
Our model links payouts to invoices and bank lines even when amounts differ by fees, FX or partial captures.
Flags duplicate charges, missing settlements and suspicious refunds before they hit your P&L.
Generate a reconciliation report your accountant trusts. Export to CSV, QuickBooks or Xero.
Connect processors and banks via secure read-only API keys. Setup in under 5 minutes.
Read-only access, encryption at rest, and SOC 2 controls. We never move your money.
Reconcile across 135 currencies with daily FX normalization built in.
How it works
Link Stripe, PayPal, Wise and your bank with secure read-only API keys.
PayTool ingests transactions and reconciles them continuously in the background.
Approve flagged items and export a clean close report your accountant trusts.
Loved by finance teams
"PayTool cut our month-end close from four days to under an hour. The anomaly detection alone paid for itself in the first week."
"We connect Stripe, Wise and two banks. PayTool matches everything automatically and flags the handful that actually need a human."
"The multi-currency normalization is a lifesaver. Our auditors now trust the close report without a week of back-and-forth."
Start free today — no credit card, set up in under 5 minutes.
Start free today